HCMC, Vietnam: Application for enjoying a lump-sum social insurance for people suffering fatal diseases

HCMC, Vietnam: Application for enjoying a lump-sum social insurance for people suffering fatal diseases (Internet image)

On March 6, 2023, Ho Chi Minh City Social Insurance issued Official Dispatch 791/BHXH-CD on enjoying one-time social insurance.

1. HCMC: Application for enjoying a lump-sum social insurance for people suffering fatal diseases

Ho Chi Minh City Social Security announced that from 15/2/2023, the dossier for one-time social insurance benefits for cases of life-threatening illness specified at Point c, Clause 1, Article 60 of the Law on Social Insurance 2014 are as follows:

- In case of being suffering from one of the life-threatening diseases such as cancer, polio, cirrhosis of the liver ascites, leprosy, severe tuberculosis, HIV infection that has progressed to AIDS:

The dossier is the original or a valid copy of the hospital discharge paper or a summary of the medical record showing the disease mentioned above.

- In case of other diseases:

The dossier is a medical assessment record, which must clearly conclude the contents of diseases and illnesses with a decrease in working capacity of 81% or more and not self-control or unable to carry out activities to serve the needs of personal daily living, but need someone to monitor, assist, and take care of them completely.

2. Rights of employees when participating in social insurance in Vietnam

Rights of employees when participating in social insurance according to Article 18 of the Law on Social Insurance 2014 include:

- To participate in social insurance and enjoy social insurance benefits in accordance with this Law.

- To be granted and manage social insurance books.

- To fully and promptly receive pensions and social insurance allowances in one of the following forms:

= Directly from social insurance agencies or service organizations authorized by social insurance agencies;

= Via their deposit accounts opened at banks;

= Through employers.

- To enjoy health insurance in the following cases:

= Being on pension;

= Taking leave on maternity allowance for childbirth or child adoption;

= Taking leave on monthly occupational accident or occupational disease allowance;

= Being on sickness allowance, for employees who suffer a disease on the Ministry of Health-issued list of diseases requiring long-term treatment.

- To take medical assessment of their working capacity decrease, if they fall in the case specified at Point b, Clause 1, Article 45 of this Law and have their period of social insurance premium payment reserved; not to pay medical assessment costs if they are eligible to social insurance.

- To authorize others to receive pensions or social insurance allowances.

- Every 6 months, to be provided by employers with information on the payment of social insurance premiums; every year, to have the payment of social insurance premiums certified by social insurance agencies;

To request employers and social insurance agencies to provide information on the payment of social insurance premiums and enjoyment of social insurance.

- To lodge complaints or denunciations or initiate lawsuits about social insurance in accordance with law.

3. Prohibited acts regarding social insurance in Vietnam

Prohibited acts regarding social insurance in Vietnam under Article 17 of the Law on Social Insurance 2014 are as follows:

- Shirking the payment of compulsory social insurance or unemployment insurance premiums.

- Delaying the payment of social insurance or unemployment insurance premiums.

- Appropriating social insurance or unemployment insurance premiums or allowances.

- Falsifying or forging dossiers in the implementation of social insurance or unemployment insurance.

- Illegally using the social insurance fund or unemployment insurance fund.

- Causing obstacles or troubles to, or harming the lawful and legitimate rights and interests of, employees or employers.

- Illegally accessing or exploiting the database on social insurance or unemployment insurance.

- Making untruthful reports or providing inaccurate information or data on social insurance or unemployment insurance.

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