Criminal Prosecution for Falsifying Bank Loan Documents, Correct?
In Clause 1, Article 341 of the Penal Code 2015, there are provisions regarding the crime of counterfeiting seals, documents of agencies, organizations; the crime of using fake seals, documents of agencies, organizations. To be specific:
- The crime of counterfeiting seals, documents of agencies, organizations; the crime of using fake seals, documents of agencies, organizations
+ Any person who counterfeits seals, documents, or other papers of agencies, organizations, or uses such seals, documents, or papers to commit illegal acts, shall be fined from 30,000,000 VND to 100,000,000 VND, sentenced to non-custodial reform for up to 03 years, or imprisoned for 06 months to 03 years.
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Because in this case, you currently have bad debt, so the bank does not support you in borrowing money. Therefore, you use your friend's documents to falsify the records as your own to borrow money. Therefore, if you knowingly commit the act of falsifying someone's documents to borrow money, you are aware that you are violating the law but still intentionally do so, you could be prosecuted for the crime of counterfeiting seals, documents of agencies, organizations; the crime of using fake seals or documents of agencies, organizations, or fraudulently appropriating property.
In addition, in Clause 1, Article 174 of the Penal Code 2015, it is also stipulated that if the use of fake documents to borrow funds for the purpose of appropriating property of the bank valued at two million or more, it will be treated criminally for the crime of “fraudulently appropriating property.”
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