What is a Non-Physical Card?
According to Article 1 of Circular 28/2019/TT-NHNN (Effective from April 1, 2020), the following content is stipulated:
A non-physical card is a card that does not exist in physical form, exists electronically, and contains the information specified in Article 12 of this Circular. It is issued by the card issuer to the cardholder for transactions in the internet environment, and applications on mobile devices; excluding cases where the physical card is registered with functionality for transactions in the internet environment, and applications on mobile devices. The non-physical card may be printed as a physical card by the card issuer upon the cardholder’s request.
The above is the support content, for more information, you can refer to Circular 28/2019/TT-NHNN.
Sincerely!









