Is a 17-Year-Old Eligible to Obtain an ATM Card?
Regarding the age of individuals opening payment accounts at banks as specified in Clause 6 Article 1 of Circular 02/2019/TT-NHNN as follows:
Individuals opening payment accounts at banks, foreign bank branches include:
- Persons who are 18 years old or older with full civil act capacity as stipulated by Vietnamese law;
- Persons who are from 15 years old to under 18 years old without being deprived of or restricted in civil act capacity;
- Persons under 15 years old, persons with restricted civil act capacity, and persons deprived of civil act capacity as stipulated by Vietnamese law can open a payment account through their legal representatives;
- Persons with cognitive difficulties, control of behavior as stipulated by Vietnamese law can open a payment account through their guardians.
=> Hence, according to the aforementioned regulations, in the case of you being 17 years old and not suffering from any conditions related to the restriction of civil act capacity, you are eligible to open a bank account.
Sincerely!









