Can I use a copy of my ID card to open a bank account in Vietnam?
I lost my ID card but still have a certified copy of the ID card by the Chairman of the People's Committee of the commune where I live. So now I want to open a bank account, can I use this copy?
Can I use a copy of my ID card to open a bank account in Vietnam? (Image from the Internet)
According to Clause 2, Article 1 of Circular 16/2020/TT-NHNN regulates the application for checking account opening as follows:
1. With regard to a personal checking account, the bank or foreign bank branch is allowed to stipulate and instruct the client to prepare an application for checking account opening which must, inter alia, include the following documents:
a) The application form for checking account opening which is made using the form provided by the bank or foreign bank branch where the checking account is opened and complies with Clause 1 Article 13 of this Circular;
b) The applicant’s identity papers, including the citizen identity card or ID card or unexpired passport or birth certificate (if the applicant is a Vietnamese citizen aged under 14 years), or unexpired entry visa or certificate of visa exemption (if the applicant is a foreigner), except a checking account opened by a foreigner as prescribed in Clause 4 Article 14 of this Circular;
c) If a checking account is opened by a person’s guardian or legal representative (hereinafter referred to as the “applicant’s legal representative”), in addition to the documents specified in Point a, b Clause 1 of this Article, the application for checking account opening must also include the following documents:
- If the applicant’s legal representative is an individual: his/her identity papers and documents proving his/her capacity as a legal representative of the applicant for the checking account;
- If the applicant’s legal representative is a juridical person: its establishment decision, operation license, enterprise registration certificate or other documents as prescribed by law; documents proving its capacity as a legal representative of the applicant for the checking account; identity papers and documents proving the representative capacity of its legal representative.
Therefore, for the account opening dossier where you must have an ID card/citizen identity card, it can be the original or a certified copy. However, when using a copy, you must present the original for comparison with the bank.
Therefore, if you have lost your ID card and only have a certified copy, it will depend on whether the Bank accepts it or not. Therefore, you can replace it with a valid passport or contact the Bank for detailed support.
Best Regards!
