Unpaid Leave to Participate in Household Health Insurance: Is There a 5-Year Continuous Interruption?

In the case where an individual holds a health insurance card issued due to participation in compulsory social insurance at a company, which notes "Five-year continuous period from January 1, 2015," and is currently on unpaid leave, resulting in the company not making monthly compulsory social insurance contributions. The individual now wishes to purchase voluntary health insurance at the ward of residence. Will the health insurance card issued when purchasing voluntary health insurance note the "Five-year continuous period," or will it be interrupted?

According to Clause 5, Article 12 of Decree 146/2018/ND-CP, it is stipulated as follows:

The continuous participation time of 05 years or more in health insurance applies to individuals who are required to co-pay medical examination and treatment costs. The continuous participation time in health insurance is the time recorded on the health insurance card from one issuance to the next, with an interruption of no more than 03 months.

Based on the above provision, you can participate in health insurance under a different category (according to household) as long as the interruption does not exceed 3 months, you will still enjoy the above policies. Additionally, the information will be stored in the management system of the Social Insurance agency when you participate in health insurance.

Respectfully!

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