Do children under the age of 6 have to buy health insurance in Vietnam?

Do children under the age of 6 have to buy health insurance in Vietnam?

Pursuant to Clause 6, Article 1 of the 2014 Law on Health Insurance, which stipulates persons eligible for health insurance as follows:

1. The group whose insurance are paid by the employers and employees, including:

a) Employees on indefinite or at least full three-month contracts; salaried business managers; officials and civil servants (hereinafter referred to as employees).

b) Part-time officers in communes, wards and towns under the regulations of the law.

2. The group of the insured whose insurance is paid by the social insurance organizations, including:

b) Persons receiving monthly retirement pensions and compensation for loss of capacity for work

b) Persons receiving monthly social insurance pensions due to occupational accidents or diseases or diseases needing long-term treatment; beneficiaries at the age of 80 or above;

c) Officers in communes, wards and towns who have left employment and been receiving monthly social insurance benefits.

d) Persons receiving unemployment benefits.

3. The group of the insured whose insurance is paid by the State budget, including:

a) Commissioned officers, professional soldiers, non-commissioned soldiers on active duty; commissioned police officers and non-commissioned police officers; police students, non-commissioned police officers or soldiers on fixed term contracts; ciphers whose salaries are the same as the salaries as the servicemen; cipher students whose benefits are the same as the benefits of students in military or police academies.

c) Officers in communes, wards and towns who have left employment and been receiving monthly pensions funded by the State budget.

c) Persons no longer receiving compensation for loss of capacity for work and being receiving monthly pensions funded by the State budget;

d) Persons performing meritorious services in the wars, war veterans;

dd) Incumbent deputies of the National Assembly or the People’s Councils at all levels;

e) Children under the age of 6;

g) Persons receiving monthly social protection pensions;

h) Poor household members, ethnics living in regions facing socio-economic difficulties, persons living in regions facing extreme socio-economic difficulties; persons living in island communes or districts.

i) Relatives of persons performing meritorious services in the wars such as biology parents, husbands, wives or children of revolutionary martyrs; persons rearing revolutionary martyrs;

k) Relatives of persons performing meritorious services in the wars, except for the insured prescribed at point i this Clause;

k) Relatives of the insured prescribed in point a clause 3 this Article;

m) Persons who have donated body parts under the regulations of the law;

n) Foreigners studying in Vietnam that are granted scholarships funded by the Vietnam State budget.

4. The group of the insured whose insurance are supported by the State budget, including:

a) Members of households living above the poverty line;

b) Students.

5. Group of the household insured including household members except for the ones prescribed in Clauses 1, 2, 3 and 4 this Article.

6. The government shall prescribed the insured different from the ones prescribed in Clauses 3, 4 and 5 this Article; regulate the issuance of the health insurance cards to the insured under the management of the Ministry of National Defense and the Ministry of Public Security and the insured prescribed in point 1 Clause 3 this Article; regulate the medical insurance procedures, scope of benefits, benefit levels , medical examination and treatment covered by health insurance, management and use of the budget used for medical examination and treatment covered by health insurance, health insurance inspection, payment for health insurance of the insured prescribed in point a Clause 3 this Article.

Thus, according to current regulations in Vietnam, compared to the case you mentioned, you do not have to buy health insurance for children under the age of 6, but health insurance for children under the age of 6 will be paid by the state budget. However, you also need to make an application to apply for health insurance for your child.

What does application for the issuance of health insurance for children under the age in Vietnam comprise?

Application for the issuance of health insurance for children under the age as prescribed in Clause 11 Article 1 of the 2014 Law on Health Insurance includes:

1. An application for the issuance of health insurance cards includes:

a) A written request for the provision of health insurance of the applicant with regard to the first-time applicant.

b) A list of the insured prescribed in Clause 1 Article 12 of this Law which is compiled by the employer.

A list of the household insured prescribed in clauses 2, 3, 4 and 5 Article 12 which is compiled by the People’s Committee of such commune except for the insured prescribed in point a, 1 and Decree Clause 3 and point b Clause 4 Article 12 of this Law.

A list of the insured under the management of The Ministry of Education and Training and the Ministry of Labor, War Invalids and Social Affairs which are prescribed in point n Clause 3 and point b Clause 4 of this Law, which is compiled by the education and vocational training centres.

A list of the insured under the management of the Ministry of National Defense and the Ministry of Public Security which are prescribed in point a Clause 1, point a and point n Clause 3, point b Clause 4 Article 12 of this Law, which is compiled by the Ministry of National Defense and the Ministry of Public Security.

2. The insured or their organizations and agencies shall be given the insurance cards by the health insurance organizations within 10 working days from the receipt of the complete applications.

3. The health insurance organizations shall provide the sample health insurance cards which is prescribed in Clause 1 this Article after the Ministry of Health reach a consensus.

Best Regards!