Employee Born in 1968 with 32 Years of Social Insurance Contributions: Are They Eligible for a Pension?
According to Clause 2, Article 169 of the 2019 Labor Code regarding retirement age, wherein:
The retirement age for employees under normal working conditions is to be adjusted gradually until it reaches 62 years old for male workers in 2028 and 60 years old for female workers in 2035.
From 2021 onwards, the retirement age for employees under normal working conditions is 60 years and 03 months for male workers and 55 years and 04 months for female workers; thereafter, it increases by 03 months each year for male workers and 04 months each year for female workers.
Furthermore, Article 54 of the 2014 Law on Social Insurance, amended by Point a, Clause 1, Article 219 of the 2019 Labor Code, stipulates:
“Article 54. Conditions for pension enjoyment
- Employees specified at Points a, b, c, d, g, h, and i of Clause 1, Article 2 of this Law, except for cases specified in Clause 3 of this Article, upon retirement, having at least 20 years of social insurance contributions, are entitled to pensions if they fall into one of the following cases:
a) Meeting the age requirements as stipulated in Clause 2, Article 169 of the Labor Code;
b) Meeting the age requirements as stipulated in Clause 3, Article 169 of the Labor Code and having at least 15 years of working in heavy, hazardous, dangerous or particularly heavy, hazardous, dangerous occupations as listed by the Ministry of Labor, Invalids and Social Affairs, or having at least 15 years of working in areas with extremely difficult socio-economic conditions including those with a regional allowance coefficient of 0.7 or higher before January 1, 2021;
c) Employees who are up to 10 years younger than the retirement age stipulated in Clause 2, Article 169 of the Labor Code and have at least 15 years of working in underground mining;
d) Those infected with HIV due to occupational accidents during the performance of assigned tasks.
Thus, for employees working under normal conditions, the condition for enjoying a pension is to reach the retirement age and have at least 20 years of social insurance contributions. Currently, although you have contributed to social insurance for 32 years, you are only 53 years old, not yet reaching the retirement age. Therefore, you do not yet meet the conditions for receiving a pension.
Respectfully!
