Can I mortgage my houses that under lease agreements in Vietnam?

Can I mortgage my houses that under lease agreements in Vietnam?

In Article 146 of the Law on Housing 2014, there are provisions on mortgage on houses under lease agreements as follows:

1. The homeowner is entitled to mortgage the house under lease agreement provided that he/she notify the lessees of the mortgage in writing in advance. The lessees are entitled to keep renting for the rest of the lease term.

2. In case the house under the lease agreement is settled to fulfill the obligations of the mortgagor, the lessees are entitled to keep renting for the rest of the lease term, unless the lessees commit violations prescribed in Clause 2 Article 131 of this Law or otherwise agreed.

According to current regulations, in case you, the landlord has the right to mortgage the rental house. However, the landlord will need to give you advance written notice of the mortgage in Vietnam.

Do I need to notify my lessees in advance if I use my house under a lease agreement in Vietnam? 

Article 152 of the Law on Housing 2014 stipulates on contributing housing under lease agreement as capital as follows:

1. The homeowner of the house under a lease agreement must notify the lessees of the contributing housing as capital.

2. The lessees are entitled to keep renting the house for the rest of the contractual lease term, unless otherwise agreed.

According to this Article, the homeowner of the house under a lease agreement must notify the lessees of the contributing housing as capital in Vietnam.

Best Regards!