Is it possible to voluntary pay social insurance for 10 years to receive a pension?

Based on Clause 1, Article 8 of Circular 01/2016/TT-BLDTBXH, it is stipulated:

Voluntary social insurance participants may choose one of the following payment methods specified in Points a, b, c, d, and dd of Clause 1, Article 9 of Decree 134/2015/ND-CP.

Voluntary social insurance participants may choose one of the following payment methods:

- Monthly payment;- Payment every 03 months;- Payment every 06 months;- Payment every 12 months;- One-time payment for multiple years in advance, but not exceeding 5 years at a time;

Additionally, Point e, Clause 1, Article 9 of this Decree also stipulates:

One-time payment for the remaining years for those who participate in social insurance and are eligible for the retirement age stipulated but the remaining social insurance payment period is not more than 10 years (120 months) can pay enough for 20 years to enjoy the pension.

According to this regulation, when at least 10 years of social insurance contributions have been made and the contributor has reached the eligible retirement age, a one-time payment for the remaining years (i.e., a one-time payment for the remaining years to make up 20 years) is allowed to enjoy the pension.

Thus, it can be understood that you must pay at least 10 years of social insurance for your mother under the aforementioned payment methods, then a one-time payment for the remaining years can be made up to 20 years to enjoy the pension. According to the information you provided, your mother was born on January 1, 1970, and according to Clause 2, Article 169 of the Labor Code 2019 (Effective from January 1, 2021), your mother will reach retirement age in May 2027.

Therefore, if you start paying social insurance for your mother now, in ten years your mother will have reached retirement age, and at that time, you can make a one-time payment for the remaining years for your mother to enjoy the pension.

Sincerely!