Is an employee eligible for a pension after contributing to social insurance for 19 years and 06 months?

According to the provisions of Article 54 of the 2014 Law on Social Insurance, the number of years of participating in social insurance to receive a monthly pension is 20 years.

According to Clause 4, Article 15 of Circular 59/2015/TT-BLDTBXH:

A worker who meets the age conditions for receiving a pension but lacks a maximum of 6 months of mandatory social insurance contribution is entitled to choose to make a one-time payment for the missing months. The monthly contribution amount is based on the total contribution of both the employee and the employer, according to the monthly salary on which social insurance contributions were based prior to retirement to the retirement and death fund to receive the pension. The worker will receive a pension in the month they meet the age conditions for receiving a pension and have completed the social insurance contributions for the missing months.

==> Therefore, in your case, although you have met the conditions for retirement, you still lack 6 months of mandatory social insurance participation. You can contribute for these 6 missing months, with the monthly contribution amount equal to the total contribution of both the worker and the employer based on the monthly salary on which social insurance contributions were based before leaving work to the retirement and death fund. Once you have completed the contributions for the missing months, you will receive a monthly pension.

We hope our advice will help resolve your concerns.

Wishing you health and success!