From July 1, 2025, what is the amount of lump-sum survivorship allowance for person covered by voluntary social insurance in Vietnam?
From July 1, 2025, what is the amount of lump-sum survivorship allowance for person covered by voluntary social insurance in Vietnam?
According to Article 110 of the Law on Social Insurance 2024 which stipulates the lump-sum survivorship allowance:
Article 110. lump-sum survivorship allowance
1. Persons participating in voluntary social insurance, those preserving the contribution period for social insurance, pensioners, or those temporarily suspending their pension benefits, upon death, their relatives are entitled to a lump-sum survivorship allowance.
2. The level of the lump-sum survivorship allowance for the relatives of persons participating in voluntary social insurance or those preserving their social insurance contribution period is calculated According to the number of years they have contributed to social insurance, as follows:
a) Equal to 1.5 times the average income level used as a basis for social insurance contributions for the years of social insurance contributions before 2014.
In case the social insurance contribution period includes both before and after 2014, any fractional months of the contribution period before 2014 will be transferred to the contribution period from 2014 onwards;
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According to the above regulations, the lump-sum survivorship allowance level for the relatives of participants in voluntary social insurance is calculated According to the number of years they have contributed to social insurance, as follows:
- Equal to 1.5 times the average income level used as a basis for social insurance contributions for the years of social insurance contributions before 2014.
- Equal to 2 times the average income level used as a basis for social insurance contributions for the years of social insurance contributions from 2014 onwards.
- Equal to the paid amount for cases where the employee has not contributed for 60 months.
Note: If the period of social insurance contribution includes both before and after 2014, any fractional months of the contribution period before 2014 will be carried over to the contribution period from 2014 onwards.
From July 1, 2025, what is the amount of lump-sum survivorship allowance for person covered by voluntary social insurance in Vietnam? (Image from the Internet)
What does application for survivorship allowance for person covered by voluntary social insurance in Vietnam include?
According to Article 112 of the Law on Social Insurance 2024 which regulates the application for and provision of survivorship allowance in Vietnam:
Article 112. Application for and provision of survivorship allowance
1. The application for survivorship allowance includes the following:
a) The application for survivorship allowance for the relatives of those participating in social insurance or preserving their social insurance contribution period is carried out as stipulated in points a, b, and c of clause 1, Article 90 of this Law;
b) The application for survivorship allowance for the relatives of those who are pensioners or those temporarily suspending their pension benefits is carried out as stipulated in points a and b of clause 2, Article 90 of this Law;
c) The application for cases where only funeral expenses are claimed is carried out as stipulated in clause 3, Article 90 of this Law.
2. The resolution for the survivorship allowance is as follows:
a) Within 90 days from the date the person preserving the social insurance contribution period, the participant in voluntary social insurance, the pensioner, or the person temporarily suspending their pension benefits dies, the relative must submit the application to the social insurance agency;
b) Within 10 working days from the date of receiving the complete application, the social insurance agency is responsible for solving; if not resolved, a written response must be provided with clear reasons.
Thus, the application for survivorship allowance for person covered by voluntary social insurance in Vietnam includes the following documents:
- Application for survivorship allowance for the relatives of those participating in social insurance or preserving their social insurance contribution period:
+ Social insurance book
+ Copy of the death certificate or death extract or copy of the death notice or copy of the court's decision declaring the person dead
+ Declaration of the relative
- Application for survivorship allowance for the relatives of those who are pensioners or those temporarily suspending their pension benefits:
+ Copy of the death certificate or death extract or copy of the death notice or copy of the court's decision declaring the person dead
+ Declaration of the relative
- Application for cases where only funeral expenses are claimed:
+ Social insurance book, except for cases where the pensioner or monthly subsidy recipient
+ Copy of the death certificate or death extract or copy of the death notice or copy of the court's decision declaring the person dead
+ Declaration of the organization or individual responsible for the funeral
What are voluntary social insurance benefits in Vietnam?
According to Article 4 of the Law on Social Insurance 2024 which stipulates the forms of social insurance and social insurance benefits in Vietnam:
Article 4. Types and social insurance benefits
1. Social pension assistance includes the following policies:
a) Monthly social pension assistance;
b) Funeral expense assistance;
c) Health insurance covered by the state budget.
2. Compulsory social insurance includes the following policies:
a) Sickness;
b) Maternity;
c) Pension;
d) survivorship allowance;
dd) Occupational accident, occupational disease insurance as stipulated in the Law on Occupational Safety and Hygiene.
3. Voluntary social insurance includes the following policies:
a) Maternity benefit;
b) Pension;
c) survivorship allowance;
d) Occupational accident insurance as stipulated in the Law on Occupational Safety and Hygiene.
4. Unemployment insurance as stipulated in the Law on Employment.
5. Supplementary pension insurance.
Thus, voluntary social insurance includes the following benefits:
- Maternity benefit
- Pension
- survivorship allowance
- Occupational accident insurance as stipulated in the Law on Occupational Safety and Hygiene
Note: The Law on Social Insurance 2024 is effective from July 1, 2025.
