What are instructions for calculating lump-sum social insurance on VssID in Vietnam?

What is calculation of lump-sum social insurance on VssID in the simplest and most accurate way in 2024 in Vietnam?

Currently, people can calculate social insurance once on the VssID app without looking up way to calculate it. Calculating social insurance through the VssID app will minimize the possibility of errors and save people's time.

Here are details on how to calculate lump-sum social insurance through the VssID app:

Step 1 : Log in to your account on the VssID app;

Step 2 : Select "Benefit information"

Step 3 : Select "Lump-sum"

In this section, information about the employee's lump-sum social insurance benefits will be displayed in Vietnam.

What are instructions for calculating lump-sum social insurance on VssID in Vietnam? (Image from the Internet)

Do I need a resignation letter to withdraw lump-sum social insurance in Vietnam?

Pursuant to Point 1.2, Clause 1, Article 6 Process for handling social insurance benefits, payment of social insurance benefits, and unemployment insurance issued with Decision 166/QD-BHXH in 2019 regulating receiving applications and returning application processing results:

Receiving applications and returning application processing results

1. Responsibility of Benefit Claim and Customer Service Unit:

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1.2. Receive applications submitted by employers, Commune People's Committees, workers and their relatives. To be specific:

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1.2.3. Lump-sum social insurance benefits/lump-sum pension for people who move to reside overseas or foreign nationals who no longer stay in Vietnam while receiving monthly pension or social insurance benefits: Applications shall conform to Article 109 of the Law on social insurance; Article 4, Clause 4 Article 13, Clause 2 Article 25 of Circular No. 56/2017/TT-BYT; Point dd Clause 9 Article 22 of Circular No. 181/2016/TT-BQP; Clauses 1, 2 Article 15 and Clause 1 Article 16 of Decree No. 143/2018/ND-CP, including:

a) In case of lump-sum social insurance benefit, the application includes:

a1) Social insurance book.

a2) The application form 14-HSB.

а3) If a person moves to reside overseas, the applications must also include the copy of the affirmation of renunciation of Vietnamese nationality or certified or notarized Vietnamese translation of one of the following documents:

- Passport issued by a foreign authority.

- Visa issued by a foreign authority, certifying legal immigration for permanent residence abroad.

- Document certifying the application for foreign citizenship; certification or card of permanent or temporary residence for a period of at least 05 years issued by a foreign authority.

a4) Where a person contracts a life-threatening disease such as cancer, polio, ascites, leprosy, severe tuberculosis or a HIV-positive person who develops AIDS, the application must also include the medical record extract/summary certifying the patient's inability to take care of himself/herself; if a person contracts another disease, the application shall include the report on assessment of work capacity reduction given by the medical assessment council to certify the patient’s work capacity reduced by 81% or more severe and the patient's inability to take care of himself/herself.

a5) In case of payment of medical assessment charges, invoices/receipts and list of medically assessed contents given by health facility must be submitted.

a6) The Statement Form No. 04B-HBKV (promulgated together with the Circular No. 181/2016/TT-BQP) of the person who served in the army before January 01, 2007 in area where region-base benefit is granted.

b) In case a worker who is a foreign national working in Vietnam applies for lump-sum social insurance benefit, the application includes: The documents prescribed in a2, a4, a5 of this paragraph.

c) If a beneficiary of monthly pension or social insurance benefits moves to reside overseas and applies for lump-sum pension or social insurance benefit, the application includes: The documents prescribed in a2, a3 of this paragraph.

d) If a foreign national who is receiving monthly pension or social insurance benefit leaves Vietnam and applies for lump-sum pension or social insurance benefit, the application is made using Form 14-HSB.

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According to the above regulations in Vietnam, the application for lump-sum social insurance does not require a decision to resign work. Therefore, employees who complete the procedure to withdraw lump-sum social insurance do not need a resignation decision.

In what cases can employees participating in compulsory social insurance withdraw lump-sum social insurance in Vietnam?

Pursuant to Clause 1, Article 60 of the Law on Social Insurance 2014 stipulates lump-sum social insurance allowance:

Lump-sum social insurance allowance

1. Employees defined in Clause 1, Article 2 of this Law are entitled to a lump-sum social insurance allowance upon their request when falling in one of the following cases:

a/ They have reached the retirement age specified in Clause 1, 2 or 4, Article 54 of this Law but have paid social insurance premiums for under full 20 years, or the age specified in Clause 3, Article 54 of this Law but have paid social insurance premiums for under full 15 years and do not continue paying voluntary social insurance premiums;

b/ They settle abroad;

c/ They get a fatal disease, such as cancer, poliomyelitis, dropsy cirrhosis, leprosy, serious tuberculosis, or HIV infection progressing into AIDS, or other diseases as prescribed by the Ministry of Health;

d/ Employees defined at Points dd and e, Clause 1, Article 2 of this Law who are demobilized or cease working without being eligible for pension.

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Thus, employees who participate in social insurance upon request are entitled to receive lump-sum social insurance allowance in Vietnam if they fall into one of the following cases:

- Fully pensionable age according to regulations but less than 20 years of social insurance payment or female workers who work full-time or part-time in communes, wards or towns have less than 15 years of social insurance payment and do not continue to participate in voluntary social insurance;

- Going abroad to settle;

- People suffering from one of the fatal diseases such as cancer, poliomyelitis, dropsy cirrhosis, leprosy, serious tuberculosis, or HIV infection progressing into AIDS, or other diseases according to regulations of the Ministry of Health ;

- In the case of the following subjects who are demobilized, or cease working without being eligible for pension:

+ Officers and professional soldiers of the People's Army; officers, professional non-commissioned officers, officers, technical non-commissioned officers of the People's Public Security; People who do cipher work are paid the same as soldiers;

+ Non-commissioned officers and soldiers of the People's Army; non-commissioned officers and soldiers of the People's Public Security serving for a limited period of time; Military, police, and cipher students studying are entitled to living expenses;

Best regards!