What do borrowers with interest rate support in Vietnam from the state budget have to ensure? The latest model summarizing the settlement of interest rate support?
- Are the responsibilities of borrowers with interest rate subsidies in Vietnam for loans at the Bank for Social Policies?
- Are the responsibilities of the Bank for Social Policies with interest rate support in Vietnam for loans at the Bank for Social Policies?
- How is the latest report on the quarter/year/end of the program and the final settlement of interest rate support in Vietnam according to Resolution 43/2022/QH15?
Are the responsibilities of borrowers with interest rate subsidies in Vietnam for loans at the Bank for Social Policies?
According to Article 10 Decree 36/2022/ND-CP stipulates theresponsibilities of borrowers receiving interest rate support in Vietnam for loans at the Bank for Social Policies as follows:
"1. Responsibilities of customers Borrowers are entitled to interest rate support
a) Use the loan capital for the right purposes as prescribed;
b) If the conditions for interest rate support from the state budget are not satisfied as prescribed in this Decree, it must be refunded. to the Bank for Social Policies: the entire loan amount is not for the right audience and/or is used for the wrong purpose (if any); the previous interest rate support amount of the loan amount does not meet the requirements. interest rate support from the state budget."
What do borrowers with interest rate support in Vietnam from the state budget have to ensure? The latest model summarizing the settlement of interest rate support?
Are the responsibilities of the Bank for Social Policies with interest rate support in Vietnam for loans at the Bank for Social Policies?
According to Article 10 Decree 36/2022/ND-CP stipulates theresponsibilities of the Bank for Social Policies with interest rate support in Vietnam for loans at the Bank for Social Policies as follows:
"2. Responsibility of the Bank for Social Policies
a) Summarize the funding needs for interest rate support, interest rate compensation and management fees, and send them to the Ministry of Planning and Investment and the Ministry of Finance to arrange for the Social Policy Bank in accordance with regulations. regulations of the Law on State Budget, Law on Public Investment, Resolution No. 43/2022/QH15 and guiding documents (if any);
b) Guiding the Social Policy Bank branch in implementing the reporting regime Quarterly, annually and at the end of the program on the results of the branch's implementation of interest rate support; direct the Bank for Social Policies Branch to implement the interest rate support and finalize the interest rate support. in accordance with the provisions of this Decree and other relevant legal documents;
c) Review and approve the settlement of interest rate support, synthesize reports on the settlement of interest rate support in accordance with the provisions of Decree n. and other relevant legal documents;
d) Take full responsibility for the legality, completeness, validity and accuracy of the application file for appraisal of the final settlement and report data on the request for interest rate support from the state budget. Maintain all records of interest rate support for each interest rate supported loan in accordance with regulations;
dd) Report on the results of the implementation of interest rate support according to the regulations on the reporting regime specified in Article 9 of this Decree;
e) Make loans to the right subjects; check before, during and after lending to ensure the interest rate support in accordance with the provisions of law. If it is discovered that a borrower does not meet the conditions for interest rate support from the state budget, they are responsible for recovering: the entire loan amount is not for the right object and/or is used for the wrong purpose. (if); the amount of previously supported interest rate of the loan amount does not satisfy the conditions for interest rate support from the state budget;
g) Based on the implementation of interest rate support, when the remaining funding for interest rate support allocated to the Bank for Social Policies in Resolution No. 43/2022/QH15 is not enough to support for loans in the next 1 month, the Bank for Social Policies will end the interest rate support, publicly announce on the website and headquarters of the Social Policy Bank about the end time of interest support. interest rates, and at the same time report to the Prime Minister and the Ministry of Finance on the end of interest rate support;
h) Separately monitor credit balance of preferential lending policies according to Resolution No. 43/2022/QH15 with the following principles:
- For concessional lending policies, just follow the increase in credit balance of the policies. Preferential loans under Resolution No. 43/2022/QH15 have just been implemented according to the increase in credit balance for policy credit programs assigned by the Prime Minister every year (excluding the plan to increase the outstanding credit balance). preferential lending policies according to Resolution No. 43/2022/QH15) will calculate the credit balance of preferential lending policies under Resolution No. 43/2022/QH15 in advance until the maximum credit balance is reached. of the loan program;
- Particularly for the loan program for students and students to cover study expenses according to Decision No. 157/2007/QD-TTg dated September 27, 2007 of the Prime Minister on student credit, For students and amendments and supplements, the outstanding credit balance shall only be calculated according to the provisions of Resolution No. 43/2022/QH15 after the state budget capital and loan capital from the State Bank of Vietnam have been used up. Nam arranged for this program.
i) Calculate, determine and take responsibility for the amount of interest compensation and management fees when implementing preferential lending policies according to Resolution No. 43/2022/QH15;
k) Report to the Ministry of Planning and Investment and the Ministry of Finance to summarize, report to the Government, the Prime Minister, and submit to the National Assembly on the issue of Government-guaranteed bonds and lending policies for the Government. concessional loans under Resolution No. 43/2022/QH15 in April 2024."
The latest form reports the fourth quarter/end of the program and summarizes the settlement of interest rate support in Vietnam according to Resolution 43/2022/QH15
How is the latest report on the quarter/year/end of the program and the final settlement of interest rate support in Vietnam according to Resolution 43/2022/QH15?
According to Appendix I issued together with Decree 36/2022/ND-CP stipulates the form of a report on the implementation of interest rate support in Vietnam under Resolution 43/2022/QH15 as follows:
Download the form: Here.
Pursuant to Appendix II issued together Decree 36/2022/ND-CP stipulates the general report on finalization of interest rate support in Vietnam under Resolution 43/2022/QH15 as follows:
Download the form: Here.
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