My company leases land from the Government of Vietnam with a lease term of 50 years and has paid a full one-off rental payment. Currently, the company is having financial difficulties, so we want to borrow money from the bank. Is it possible for leased business land for 50 years by the Government of Vietnam with full one-off rental payment to be mortgaged at credit institutions?
Monetary - Banking laws In Vietnam
My family is in trouble, I plan to bring the certificate of land use rights to the pawnshop to get some money, is that possible? Should I apply for a pledge or mortgage with a bank or pawnshop? Looking forward to your reply, thank you
I have a question that I want to ask the editorial board to answer: My family belongs to a poor Muong ethnic group, I heard from the officials at my place that the government has just issued policies on lending to support housing and land. I want to learn about these regulations to see if I am eligible for a loan? Thank you!
As I know, private pre-schools and primary schools affected by COVID-19 Pandemic shall be got loans by VBSP? I am the owner of a private pre-school in Vietnam. Because of the impact of COVID-19, my school is very poor and difficult. So, I would like to learn more on this matter. LookIing forward to be informed! Thanks very much!
As I know, Supreme People's Procuracy of Vietnam has just issued the guidance on some contents of supervision in settling disputes over credit agreement of commercial business cases. So, how to determine violations and calculate interest in a credit contract for a lawsuit at the court? Thanks a lot!
I would like to ask about the regulation that the project house must have a guarantee for the buyer of the off-plan house. Is the investor required to provide a guarantee to the home buyer? What are the specific regulations on the implementation of this guarantee? Looking forward to supporting, thank you.
What is the maximum student loan amount according to the latest regulations of current law? I have a question and hope to be answered. I'm a freshman, because my family can't afford it, plus I don't have too much time to work, so my monthly income is not enough to pay tuition. So I would like to apply for a loan from a bank, what is the maximum loan can I borrow? Thank you for helping.
Who is eligible for student loans under Decision 05/2022/QD-TTg? I have a question about student loans and hope to be answered. According to the provisions of Decision 157/2007/QD-TTg on credit for students issued by the Prime Minister of Vietnam, the subjects eligible for student loans are students from poor households and families with average quality of life according to legal standards. So, will this new Decision 05/2022/QD-TTg change the subject who is eligible for a loan? Hope to have your answer soon.
What are the regulations of Decision 05/2022/QD-TTg on repayment of principal and interest when applying for student loans? I have a question about student loans and hope to be answered. I am looking to apply for a student loan to send my child to university. I have heard people say that after my child finishes the university, within 12 months my child must have a job to pay the principal and interest. However, there are also people who say that within 12 months, whether or not my child has a job, he still has to pay the principal and interest. So, according to the latest law, what is the regulation on repayment of principal and interest when applying for student loans? Thanks for answering my question.
Will the pilot of bad debt settlement by credit institutions be extended according to the latest Resolution of the Prime Minister? I would like more information on this as I work in the credit industry. Thank you!
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