Hanoi: Implement the policies on additional assistance with voluntary social insurance premiums for employees from August 1, 2022 to the end of December 31, 2025?
Who is eligible for supporting voluntary social insurance premiums in Hanoi?
Pursuant to subsection 1, Section II, Plan 234/KH-UBND Hanoi in 2022, the beneficiaries of supported voluntary social insurance premium are as follows:
Participants of voluntary social insurance according to the provisions of Article 2 of Circular 01/2016/TT-BLDTBXH detailing and guiding the implementation of a number of articles of the Law on Social Insurance 2014 on voluntary social insurance (except for voluntary social insurance paid by the method specified in Clause 2, Article 8 of Circular 01/2016/TT-BLDTBXH), registered for permanent residence in Hanoi, is a Vietnamese citizen aged full 15 years or older and is not eligible for participation in compulsory social insurance in accordance with the law on social insurance, including:
- Employees working under labor contracts with a term of less than 3 months before January 1, 2018; employees working under labor contracts with a term of less than 1 month from January 1, 2018 onwards,
- Persons working part-time in villages and residential quarters;
- Domestic helpers;
- Persons engaged in unpaid production, business and service activities;
- Cooperative members who do not receive wages or salaries work in cooperatives and unions of cooperatives;
- Farmers and self-employed workers include those who organize their own labor activities to earn income for themselves and their families;
- The employee has met the age requirements but has not yet met the conditions for the payment period to receive the pension according to the provisions of the law on social insurance (except for the case where the employee has met the age conditions to enjoy the pension but the remaining period of social insurance premium payment shall not exceed 10 years);
- Other participants.
(People belonging to poor households and near-poor households are determined according to the provisions of Decision No. 13/2011/QD-UBND dated September 5, 2021 of the City People's Committee defining the multidimensional poor household of Hanoi city in the period of 2022. 2025)
Thus, the above subjects are the beneficiaries of supported voluntary social insurance premiums.
Note: This support does not apply nationwide, but only within Hanoi city, the subjects must meet the above requirements.
How much is the voluntary social insurance premium supported in Hanoi?
In subsection 2, Section II, Plan 234/KH-UBND Hanoi in 2022, the voluntary social insurance premium is supported as follows:
Participants of voluntary social insurance are supported with a percentage (%) of the monthly voluntary social insurance payment according to the poor household of rural areas from time to time prescribed by the Prime Minister:
- Additional support of 30% of voluntary social insurance premiums for poor households.
- Additional support of 25% of voluntary social insurance premiums for people from near-poor households.
- Additional support of 10% support for voluntary social insurance premiums for other subjects.
(This support amount excludes the support for voluntary social insurance payment specified in Decree No. 134/2015/ND-CP dated December 29, 2015 of the Government).
This support amount is applied in Hanoi from August 1, 2022 to the end of December 31, 2025.
According to the provisions of Article 10 of Decree 134/2015/ND-CP, the formula for calculating voluntary social insurance is as follows:
The monthly premium = 22% x (22% of the monthly income decided by the voluntary social insurance participant) - (The support amount of the state)
At the same time, in Article 14 of Decree 134/2015/ND-CP on social insurance payment support for voluntary social insurance participants as follows:
Assistance with social insurance premiums for voluntary social insurance participants
1. Assistance rates and persons eligible for assistance:
A voluntary social insurance participant receives the State’s assistance with premiums in percentage (%) of monthly social insurance premiums based on the poverty line in rural areas as prescribed in Clause 1, Article 10 of this Decree, to be specific:
a) 30%, for a voluntary social insurance participant who is in a poor household;
b) 25%, for a voluntary social insurance participant who is in a near-poor household;
c) 10%, for other persons.
Agencies, organizations and individuals are encouraged to provide assistance with social insurance premiums for voluntary social insurance participants.
Based on socio-economic development conditions and State budget capacity in each period, the Government shall consider adjusting the assistance rates for voluntary social insurance participants as appropriate.
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Thus, based on the above regulations, the support amount of the State in the Plan 234/KH-UBND Hanoi in 2022 excludes the support amount for voluntary social insurance payment specified in Decree 134/2015/ND-CP.
Currently, employees in Hanoi who are eligible for voluntary social insurance support will be supported with the following payment rates:
Poor households = 60% x 22% x Rural Poor household = 60% x 22% x 1,500,000 = 198,000 VND.
Near-poor households = 50% x 22% x Rural Poor household = 50% x 22% x 1,500,000 = 165,000 VND.
Others = 20% x 22% x Rural Poor households = 20% x 22% x 1,500,000 = 66,000 VND.
Thus, the payable voluntary social insurance premiums by employees participating in voluntary social insurance in Hanoi city will be significantly reduced.
What are the procedures for receiving the supported voluntary social insurance premium in Hanoi?
According to subsection 3, Section II, Plan 234/KH-UBND Hanoi in 2022, voluntary social insurance participants register to participate in voluntary social insurance from August 1, 2022 to the date the participants finish their participation in voluntary social insurance but not later than December 31, 2025.
In addition, in subsection 4, Section II of Plan 234/KH-UBND in 2022, the collectors of social insurance and health insurance (HI) make a list of participants of voluntary social insurance who are eligible for financial support participating in voluntary social insurance according to Resolution 03/2012/NQ-HDND and sent to Social Security of districts, towns to summarize and record the process of participating in social insurance for participants in accordance with the provisions of the Vietnam Social Insurance.
Quarterly, the Social Insurance Administration of districts, towns shall coordinate with the Department of Labor, Invalids and Social Affairs, the Department of Finance - Planning at the same level,... to review and make payment according to regulations.
For details on the implementation plan of Resolution 03/2022/NQ-HDND on the additional support for social insurance premiums: Plan 234/KH-UBND Hanoi in 2022.
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