Diseases eligible for lump-sum social insurance payout in Vietnam

Diseases eligible for lump-sum social insurance payout in Vietnam (Internet image)

1. Diseases eligible for lump-sum social insurance payout in Vietnam

Diseases eligible for lump-sum social insurance payout include:

- Life-threatening diseases such as cancer, polio, cirrhosis of the liver ascites, leprosy, severe tuberculosis, HIV infection that has progressed to the AIDS stage specified at Point c, Clause 1, Article 60 of the Law on Social Insurance 2014;

- Illnesses and diseases with a decrease in working capacity of 81% or more and cannot control or perform activities to serve personal daily living needs but need someone to monitor and assist. help, complete care.

(Article 4 of Circular 56/2017/TT-BYT, as amended by Clause 1, Article 1 of Circular 18/2022/TT-BYT)

2. Conditions for lump-sum social insurance allowance in Vietnam

Employees defined in Clause 1, Article 2 of the Law on Social Insurance 2014 are entitled to a lump-sum social insurance allowance upon their request when falling in one of the following cases:

- They have reached the retirement age specified in Clause 1, 2 or 4, Article 54 of the Law on Social Insurance 2014 but have paid social insurance premiums for under full 20 years, or the age specified in Clause 3, Article 54 of the Law on Social Insurance 2014 but have paid social insurance premiums for under full 15 years and do not continue paying voluntary social insurance premiums;

- They settle abroad;

- They get a fatal disease, such as cancer, poliomyelitis, dropsy cirrhosis, leprosy, serious tuberculosis, or HIV infection progressing into AIDS, or other diseases as prescribed by the Ministry of Health;

- Employees defined at Points dd and e, Clause 1, Article 2 of the Law on Social Insurance 2014 who are demobilized or cease working without being eligible for pension.

(Clause 1, Article 60 of the Law on Social Insurance 2014)

3. Lump-sum social insurance allowance in Vietnam

The lump-sum social insurance allowance shall be calculated based on the number of years of social insurance premium payment; for each year of payment it must equal:

- 1.5 times the average monthly salary on which social insurance premiums are based, for the years of payment prior to 2014;

- 2 times the average monthly salary on which social insurance premiums are based for the years of payment since 2014;

- For a period of social insurance premium payment of under 1 year, the social insurance allowance must equal the paid premium amount but not exceed 2 times the average monthly salary on which social insurance premiums are based.

The lump-sum social insurance allowance specified in Clause 2 of this Article is exclusive of the State’s monetary support for payment of voluntary social insurance premiums, except the case specified at Point c, Clause 1 of Article 60 of the Law on Social Insurance 2014.

The time for enjoying the lump-sum social insurance allowance is the time stated in decisions of social insurance agencies.

(Clauses 2, 3, 4 of Article 60 of the Law on Social Insurance 2014)

4. Employees overed by compulsory social insurance in Vietnam

Employees being Vietnamese citizens shall be covered by compulsory social insurance, including:

- Persons working under indefinite-term labor contracts, definite-term labor contracts, seasonal labor contracts or contracts for given jobs with a term of between full 3 months and under 12 months, including also labor contracts signed between employers and at-law representatives of persons aged under 15 years in accordance with the labor law;

- Persons working under labor contracts with a term of between full 1 month and under 3 months;

- Cadres, civil servants and public employees;

- Defense workers, public security workers and persons doing other jobs in cipher organizations;

- Officers and professional army men of the people's army; officers and professional non-commissioned officers and officers and technical non- commissioned officers of the people's public security; and persons engaged in cipher work and enjoying salaries like army men;

- Non-commissioned officers and soldiers of the people’s army; non- commissioned officers and soldiers on definite-term service in the people’s public security; army, public security and cipher cadets who are entitled to cost- of-living allowance;

- Vietnamese guest workers defined in the Law on Vietnamese Guest Workers;

- Salaried managers of enterprises and cooperatives;

- Part-time staffs in communes, wards and townships.

(Clause 1, Article 2 of the Law on Social Insurance 2014)

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