The interest rate of housing support loans to be 4.8%/year.

The State Bank of Vietnam promulgated a decision on interest rates applied by commercial banks in 2022 for outstanding loans for housing support loans in accordance with Circular No. 11/2013/TT-NHNN, Circular No. 32/2014/TT-NHNN and Circular No. 25/2016/TT-NHNN.

The interest rate of commercial banks applied in 2022 for the outstanding balance of housing loans according to regulations is 4.8%/year.

Specifically, the interest rates applied by commercial banks in 2022 for outstanding loans for housing support loans as prescribed in Circular No. 11/2013/TT-NHNN, Circular No. 32/ 2014/TT-NHNN and Circular No. 25/2016/TT-NHNN is 4.8%/year.

This Decision takes effect from January 1, 2022 and replaces Decision No. 2196/QD-NHNN dated December 24, 2020 by the Governor of the State Bank on interest rates of commercial banks applying in 2021 for outstanding loans of housing loans as prescribed in Circular No. 11/2013/TT-NHNN, Circular No. 32/2014/TT-NHNN and Circular No. 25/2016 /TT-NHNN.

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Source: Cổng thông tin điện tử Chính phủ

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