Recently, Ho Chi Minh City Department of Education and Training and Social Insurance promulgated a guiding document number 3029/HDLS/BHXH-GDĐT< /a> on implementation of health insurance for students in the school year 2021-2022.
Article table of contents
The amount of Health insurance premiums of students, students in the academic year 2021-2022 in Ho Chi Minh City (Illustration image)
The student's health insurance premium rate is equal to 4.5% of the base salary (x) the number of months corresponding to the expiry date of the health insurance card (x) 70% (Base salary is 1,490,000 VND from July 1, 2019 ). Specifically:
Currency unit: Dong
|
Method |
Students paying 70% |
State budget support 30% |
Total health insurance premium for |
|
3 months |
140,805 |
60,345 |
201,150 |
|
6 months |
281,610 |
120,690 |
402,300 |
|
9 months |
422,415 |
181,035 |
603,450 |
|
12 months |
563,220 |
241,380 |
804,600 |
- For students in the first year of school or have participated in health insurance intermittently in the previous school year, they will join health insurance right from the beginning of the school year.
- When the State adjusts the base salary and health insurance premium payment rate, the participants and the State budget are not required to pay additional fees or be refunded the difference due to the adjustment for the remaining time that the participants paid health insurance.
Participants
Students and students studying at educational institutions of the national education system in Ho Chi Minh City (HCMC), except those who have already participated in health insurance according to groups of other subjects under the provisions of the Health Insurance Law of Vietnam and foreign students are not eligible for scholarships from the Vietnamese State budget.
Note: Students studying at educational institutions under the national education system participate in paying health insurance premiums at the school they are attending, not participating in household health insurance.
Payment method
- Students pay money at the school where they are studying. The school is responsible for making a list of participants in health insurance, organizing the collection of student health insurance premiums, and transferring them to the social insurance agency. When the application is received in full and the payment has been transferred to the account of the social insurance agency, the social insurance agency is responsible for issuing and timely handing over the card to the school for distribution to students.
- Students can choose the following payment methods: every 3 months; every 6 months; Every 9 months and every 12 months.
*Some notes:
- In case of participating in the 3-month, 6-month method when the card is about to expire, the school urges students to continue to register to participate so that the card will be valid continuously until the end of the financial year.
- In case students have expired health insurance cards in the remaining months of 2021 or have not participated in health insurance before, the school is responsible for making a list to buy health insurance cards for students for the remaining months until December 31, 2021.
- For students from near-poor households: they must participate in local health insurance (70% of the state budget's support). If they do not participate in health insurance in your locality, they will participate in student health insurance at school. If the card is later issued to another subject, it will be refunded according to the regulations of Vietnam
- Students with health insurance cards belong to other groups such as police relatives; army; musculoskeletal rash; poor; near-poor… if the validity of the health insurance card expires and you do not continue to participate in other groups, you will continue to participate in groups of students from the next month at the school until the end of the general term of the school.
Expiry date of health insurance card
Pursuant to Clause 1, Article 13 of Decree 146/2018/ND-CP, the student health insurance card has the following validity:
*The use value of the health insurance card corresponds to the amount of the health insurance card. pay health insurance according to regulations
- During the period of continuous participation in health insurance, the health insurance card is valid from the 1st day of the month adjacent to the month the old health insurance card expires. In case of intermittent or interrupted participation for no more than 3 months, the health insurance card is only valid from the 1st day of the month of payment.
- In case of participating in health insurance for the first time or not continuously for more than 3 months in a fiscal year, the health insurance card is valid from the 1st of the month adjacent to the month of payment of health insurance premiums.
*The value of the health insurance card is issued annually to students of a general education institution, in which:
- For students in grade 1: The value starts from October 1 of the first year of primary school or November 1st or December 1st of consecutive months the child is full 72 months old;
- For students in grade 12: The card is valid until the end of September 30 of that year.
*For students, first year students of the course: The card is valid from the date of admission, unless the card of the 12th grade student is still valid.
*For students, final year students of the course: The card is valid until the last day of the month ending the course.
Bao Ngoc
