In the face of complicated developments of the Covid-19 pandemic, the Government of Vietnam issued Resolution No. 68/NQ-CP on certain policies to support employees and employers in difficulty due to the Covid-19 pandemic, in which stipulates suspension of contributions to the retirement and survivorship fund. Loan application has recently been guided by the Vietnam Bank for social policies in Guidelines No. 6199/HD-NHCS.
Article table of contents
According to the Guidelines No. 6199/HD-NHCS, enterprises shall, on their own initiative, declare, list and be held legally liable for the accuracy and truthfulness of the number of furloughed employees, the number of employees working under contracts that is participating in the compulsory social insurance and other information, documents and records to be provided to Vietnam Bank for social policies that grants loans.
Particularly as follows:
(1) As for borrowers taking out loans to pay furlough wages
Application requirements for the initial loan, including:
- Application form for a loan, using the Sample No. 12a annexed to the Decision No. 23/2021/QD-TTg.
- List of employees participating in the social insurance that is compiled by using the Sample No. 13a annexed to the Decision No. 23/2021/QD-TTg.
- Certified true copies or duplicates, enclosing primary copies for comparative purposes, of documents relevant to types of business:
+ Certificate of business registration/Certificate of registration of cooperative/household business; Establishment decision of the competent state authority (if any).
+ Business License/Permit/Practicing Certificate (for conditional business lines or those prescribed by law); Investment License/Investment Certificate (for enterprises established by foreign investors).
+ Valid 9-digit or 12-digit (old or new) ID card/Passport of the borrower or the borrower’s legal representative.
+ Written document stating appointment or designation as head of the legal entity prescribed in the charter or the decision of the competent state authority.
- Original/primary/authenticated duplicate copy of the deed of authorization (if any).
- Written agreement on furlough between the employer and the employee due to impacts of the COVID-19 pandemic.
Application requirements for the subsequent loans, including:
- Application form for a loan, using the Sample No. 12a annexed to the Decision No. 23/2021/QD-TTg.
- List of employees participating in the social insurance that is compiled by using the Sample No. 13a annexed to the Decision No. 23/2021/QD-TTg.
- Written agreement on furlough between the employer and the employee due to impacts of the COVID-19 pandemic.
In case of any changes in the initial loan application, supplemented documents include:
- Certified true copies or duplicates, enclosing primary copies for comparative purposes, of documents relevant to types of business:
+ Certificate of business registration/Certificate of registration of cooperative/household business; Establishment decision of the competent state authority (if any).
+ Business License/Permit/Practicing Certificate (for conditional business lines or those prescribed by law); Investment License/Investment Certificate (for enterprises established by foreign investors).
+ Valid 9-digit or 12-digit (old or new) ID card/Passport of the borrower or the borrower’s legal representative.
+ Written document stating appointment or designation as head of the legal entity prescribed in the charter or the decision of the competent state authority.
- Original/primary/authenticated duplicate copy of the deed of authorization (if any).
(2) As for borrowers taking out loans to pay wages to employees participating in production and business restoration activities
Application requirements for the initial loan, including:
- Application form for a loan using the Sample No. 12b annexed to the Decision No. 23/2021/QD-TTg for borrowers having to temporarily suspend their operations, the Sample No. 12c annexed to the Decision No. 23/2021/QD-TTg for borrowers operating in the fields of transportation, aviation, tourism, accommodation services and sending Vietnamese workers to work abroad under contracts.
- List of employees participating in the social insurance that is compiled by using the Sample No. 13b/13c annexed to the Decision No. 23/2021/QD-TTg.
- Production and business restoration plan.
- Certified true copies or duplicates, enclosing primary copies for comparative purposes, of documents relevant to types of business:
+ Certificate of business registration/Certificate of registration of cooperative/household business; Establishment decision of the competent state authority (if any).
+ Business License/Permit/Practicing Certificate (for conditional business lines or those prescribed by law); Investment License/Investment Certificate (for enterprises established by foreign investors).
+ Valid 9-digit or 12-digit (old or new) ID card/Passport of the borrower or the borrower’s legal representative.
+ Written document stating appointment or designation as head of the legal entity prescribed in the charter or the decision of the competent state authority.
- Original/primary/authenticated duplicate copy of the deed of authorization (if any).
- Copy of written document proving that employees have to be on furlough at the request of competent state authorities to prevent and control the COVID-19 epidemic during the period from May 1, 2021 to the end of March 31, 2022 (for borrowers that have to temporarily suspend their business).
- Copy of the 2020 corporate income tax finalization notice of the tax agency for the employer (for borrowers operating in the fields of transportation, aviation, tourism, accommodation and sending Vietnamese employees to work abroad under contracts).
Application requirements for the subsequent loans, including:
- Application form for a loan using the Sample No. 12b annexed to the Decision No. 23/2021/QD-TTg for borrowers having to temporarily suspend their operations, the Sample No. 12c annexed to the Decision No. 23/2021/QD-TTg for borrowers operating in the fields of transportation, aviation, tourism, accommodation services and sending Vietnamese workers to work abroad under contracts.
- List of employees participating in the social insurance that is compiled by using the Sample No. 13b/13c annexed to the Decision No. 23/2021/QD-TTg.
Nếu có thay đổi so với hồ sơ vay vốn lần đầu thì bổ sung thêm:
- Production and business restoration plan.
- Certified true copies or duplicates, enclosing primary copies for comparative purposes, of documents relevant to types of business:
+ Certificate of business registration/Certificate of registration of cooperative/household business; Establishment decision of the competent state authority (if any).
+ Business License/Permit/Practicing Certificate (for conditional business lines or those prescribed by law); Investment License/Investment Certificate (for enterprises established by foreign investors).
+ Valid 9-digit or 12-digit (old or new) ID card/Passport of the borrower or the borrower’s legal representative.
+ Written document stating appointment or designation as head of the legal entity prescribed in the charter or the decision of the competent state authority.
- Original/primary/authenticated duplicate copy of the deed of authorization (if any).
- Copy of written document proving that employees have to be on furlough at the request of competent state authorities to prevent and control the COVID-19 epidemic during the period from May 1, 2021 to the end of March 31, 2022 (for borrowers that have to temporarily suspend their business).
- Copy of the 2020 corporate income tax finalization notice of the tax agency for the employer (for borrowers operating in the fields of transportation, aviation, tourism, accommodation and sending Vietnamese employees to work abroad under contracts).
Loan application deadline is the end of March 25, 2022.
