Supplementing Rights and Obligations Regarding Credit Information of Borrowing Customers

09:29, 11/07/2024

Circular 27/2017/TT-NHNN was issued by the State Bank of Vietnam amending and supplementing Circular No. 03/2013/TT-NHNN on the regulation of credit information activities of the State Bank of Vietnam. This document is effective from July 1, 2018.

Rights and obligations of borrowing customers concerning credit information activities are amended and supplemented as follows:

- Access credit information about oneself for free once a year.- Use other credit information products about oneself as directed by CIC.- Request CIC, credit institutions, or other related organizations to review and adjust credit information data about oneself if errors are found.- File a complaint when discovering that one's credit information has errors.- Borrowing customers are obligated to provide complete and truthful credit information to CIC or credit institutions or other related organizations during the complaint handling process.- Fully and promptly pay for the exploitation and usage of credit information services as stipulated by CIC.

Refer to subjects accessing credit information at Circular 27/2017/TT-NHNN.

- Thanh Lam -

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