Conditions for Entitlement to Occupational Accident Insurance Policies

13:09, 11/07/2024

Occupational accidents are unpredictable and it is difficult to avoid consequential injuries afterwards. Occupational accident policies are a social policy aimed at partially compensating for those injuries. However, not every case qualifies for occupational accident policies.

Employees are entitled to receive compensation for occupational accidents when their working capacity is reduced by 5% or more due to an occupational accident under the following circumstances:

- At the workplace and during working hours, including when fulfilling necessary personal needs at the workplace or during working hours, which includes breaks, mid-shift meals, in-kind compensation meals, menstrual hygiene, bathing, breastfeeding, and toilet breaks;- Outside the workplace or outside working hours when performing tasks as required by the employer or an authorized person directly managing the labor;- On the route from residence to the workplace or from the workplace to residence within a reasonable time frame and route;

Employees are not entitled to compensation from the employer in the following cases of occupational accidents:

- Due to conflicts between the victim and the person causing the accident that are unrelated to the performance of work or labor duties;- Due to the employee's intentional self-harm;- Due to the use of drugs and other narcotics contrary to legal regulations.

More details can be found in Law on Occupational Safety and Health 2015 effective from July 1, 2016.

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