According to the provisions at point g Clause 1 Article 2 of Decree 105/2014/ND-CP, the health insurance contribution of all members participating in household-based health insurance is dependent on the statutory pay rate. To be specific:
- The first person contributes 4.5% statutory pay rate;
- The second, third, and fourth persons contribute 70%, 60%, and 50% respectively of the first person's contribution rate;
- From the fifth person onwards, the contribution is 40% of the first person's contribution rate.
According to the guidelines in Resolution 27/2016/QH14, from July 1, 2017, the statutory pay rate will be adjusted from VND 1.21 million/month to VND 1.3 million/month. Consequently, from this time onwards, the health insurance contribution rate for households will also be adjusted upwards (an increase of 7.438%). Specifically:
Unit: VND/year
Person | Before July 1, 2017 | After July 1, 2017 |
1 | 653,400 | 702,000 |
2 | 457,380 | 491,400 |
3 | 392,040 | 421,200 |
4 | 326,700 | 351,000 |
From 5th person onward | 261,360 | 280,800 |
Furthermore, the adjustment of the statutory pay rate also entails the adjustment of the health insurance contribution rate for the following 17 groups (as stipulated in Decree 105/2014/ND-CP):
- Non-specialized personnel working at communes, wards, and commune-level towns as regulated by law;
- Individuals receiving monthly social insurance benefits due to labor accidents, occupational diseases, or conditions listed for extended treatment; individuals aged 80 and above receiving monthly survivor benefits;
- Retired commune, ward, and commune-level town officials receiving monthly social insurance benefits;
- Retired commune, ward, and commune-level town officials receiving monthly allowances from the state budget;
- Individuals no longer receiving labor incapacitation benefits but receiving monthly allowances from the state budget;
- Persons with meritorious service to the revolution, war veterans;- Incumbent National Assembly deputies, People's Council deputies at all levels;
- Children under 6 years old;
- Individuals eligible for monthly social assistance benefits;
- Individuals from poor households; ethnic minorities living in areas with difficult socio-economic conditions; individuals living in areas with exceptionally difficult socio-economic conditions; individuals living in island communes, island districts;
- Immediate family members of revolutionary martyrs including biological parents, spouses, children, and caretakers of martyrs;
- Immediate family members of people who have contributed to the revolution, excluding the aforementioned;
- Family members of the following: Commissioned officers, professional soldiers, non-commissioned officers, and soldiers currently on active duty; commissioned officers, non-commissioned officers in professional and technical positions currently working in the People's Police; students of the People's Police; non-commissioned officers, soldiers serving on a time-limited basis in the People's Police; cryptographic workers entitled to benefits as for soldiers; cryptographic students entitled to policies, and benefits as for students in military and police schools;
- Persons who have donated their organs as regulated by law;- Foreigners studying in Vietnam granted scholarships from the Vietnamese state budget;
- Individuals from near-poor households;
- Pupils, students.