Can I participate in family-based health insurance when I resign the company in Vietnam?

Can I participate in family-based health insurance when I resign the company in Vietnam?

Question: If an employee leaves the company, my health insurance card will expire. So can I participate in health insurance as a household?

Answer: In Article 5 of Decree 146/2018/ND-CP guiding the Law on Health Insurance, there are regulations on group of family-based health insurance policyholders, which stipulate:

1. Persons whose names are inscribed in family household records, except those subjects specified in Article 1, 2, 3, 4 and 6 hereof.

2. Persons whose names are inscribed in temporary residence records, except those specified in Article 1, 2, 3, 4 and 6 hereof and those already participating in health insurance as prescribed in clause 1 of this Article.

3. The following persons eligible for family-based participation in health insurance:

a) Dignitaries, sub-dignitaries and clergy;

b) Persons residing in social relief establishments, except for those defined in Articles 1, 2, 3, 4 and 6 hereof without health insurance contributions supported by the state budget.

In Article 2 of Decree 146/2018/ND-CP, there are regulations on groups paid by social insurance agencies.

6. Persons currently entitled to unemployment benefits.

=> In your case, if after resigning your job you are eligible to complete the procedure and receive unemployment benefits, at that time you will have the social insurance agency pay health insurance for you. While you are receiving unemployment benefits, you will still receive health insurance benefits. If you are receiving unemployment benefits during this time, you will not be able to participate in family-based health insurance in Vietnam.

If you do not apply for unemployment benefits during this time, or the unemployment benefit period expires, you are entitled to participate in family-based health insurance in Vietnam.

Can I participate in family-based health insurance when I resign the company in Vietnam? (Image from the Internet)

Can I get a health insurance card if I retire before age in Vietnam?

I am a worker who does heavy and dangerous work and is eligible for early retirement. I will retire next month, will I get a health insurance card?

Answer: According to Article 2 of Decree 146/2018/ND-CP regulating group of health insurance policyholders whose contributions are paid by social insurance agencies, including:

1. Persons eligible to be entitled to retirement pensions and incapacity benefits

2. Persons currently entitled to monthly social insurance benefits in connection with occupational accidents or diseases; rubber plantation workers currently entitled to monthly benefits in accordance with the Government’s regulations.

3. Employees on sick leaves in connection with diseases defined in the List of diseases of which long-term treatments are required, issued by the Ministry of Health.

4. Public officers of communes, wards or townlets who leave work and are currently entitled to monthly social insurance benefits.

5. Employees on parental leaves who are entitled to childbirth and adoption benefits.

6. Persons currently entitled to unemployment benefits.

Thus, in case you are eligible to retire before age and if you are entitled to a pension according to the law, you will be granted health insurance paid by the social insurance agency in Vietnam.

Can I participate in voluntary health insurance if I take unpaid leave due to an epidemic in Vietnam?

I am working as a worker at a company, but due to the epidemic situation, I have to resign without pay? So I would like to ask, is it possible for me to participate in voluntary health insurance as a household during this time?

Answer: Currently, there are groups of people participating in health insurance. If you want to participate in voluntary health insurance, you must participate as a household. And in Article 5 of Decree 146/2018/ND-CP guiding the Law on Health Insurance, there are regulations on group of family-based health insurance policyholders, which stipulate:

1. Persons whose names are inscribed in family household records, except those subjects specified in Article 1, 2, 3, 4 and 6 hereof.

2. Persons whose names are inscribed in temporary residence records, except those specified in Article 1, 2, 3, 4 and 6 hereof and those already participating in health insurance as prescribed in clause 1 of this Article.

3. The following persons eligible for family-based participation in health insurance:

a) Dignitaries, sub-dignitaries and clergy;

b) Persons residing in social relief establishments, except for those defined in Articles 1, 2, 3, 4 and 6 hereof without health insurance contributions supported by the state budget.

=> Thus, the above subjects will be eligible to participate in voluntary health insurance by household. But in your case, you are in a group paid by your employer (Article 6 of the Decree), so you are not eligible to participate in family-based health insurance in Vietnam.

In this case, there are currently no specific regulations for the above case. Therefore, for specific instructions on whether you can participate in health insurance as a household or not, you can contact the local social insurance agency to determine in Vietnam.

Best regards.