Can households with an income of 1,500,000 VND/month be considered poor households in Vietnam?
Can households with an income of 1,500,000 VND/month be considered poor households in Vietnam? In addition to income, what criteria must be met to be considered as poor households in Vietnam? Can poor households participate in free health insurance in Vietnam?
Hello, I am currently living in the same household as my husband. My husband and I do not have a stable job, our income is only about 1,500,000 VND/month. Please ask, with an income of about 1,500,000 VND/month, will my husband and I be considered poor households? And besides income, what criteria must be met to be considered poor households? If considered poor households, can my husband and I participate in health insurance?
I hope you can advise me, thanks.
Can households with an income of 1,500,000 VND/month be considered poor households in Vietnam?
In Clause 2, Article 3 of Decree 07/2021/ND-CP stipulating standard of poor households as follows:
2. Standard of poor households, near-poor households, households with average living standards in the period of 2022 - 2025
a) The poverty line
- Rural area: A household with an average monthly income of 1,500,000 VND or less and lacking at least 3 indicators measuring the level of basic social service shortage.
- Urban area: A household with a monthly per capita income of 2,000,000 VND or less and lacking at least 3 indicators measuring the level of basic social service shortage.
b) Near-poor household standard
- Rural area: A household with a monthly per capita income of VND 1,500,000 or less and lacking under 03 indicators measuring the level of basic social service shortage.
- Urban area: A household with a monthly per capita income of 2,000,000 VND or less and lacking under 03 indicators measuring the level of basic social service shortage.
c) Standard households with average living standards
- Rural area: A household with an average monthly income of over 1,500,000 VND to 2,250,000 VND.
- Urban area: Being a household with an average monthly income of over 2,000,000 VND to 3,000,000 VND.
d) The standard of poor households, the standard of near-poor households, the standard of households with average living standards specified in Clause 2 of this Article is the basis for measuring and monitoring the level of deprivation in income and basic social services of people; is the basis for identifying subjects to implement policies on poverty reduction, social security and planning other socio-economic policies in the period of 2022 - 2025.
In addition to income, what criteria must be met to be considered as poor households in Vietnam?
In the Appendix to Basic Social Services, the index measures the level of shortage of basic social services and the deprivation threshold in the multidimensional poverty line for the period 2022-2025, issued together with Decree 07/2021/ND-CP provides as follows:
|
Basic social services (Shortage) |
The index measures the degree of lack of basic social services |
Deficiency threshold |
|
1. Employment |
Job |
Household with at least one person without a job (a person of working age who is able to work, is willing/willing to work but cannot find a job); or have a salaried job but no employment contract*. (*) Consideration for regular, stable or relatively stable employment. |
|
Dependents in the household |
Households with a dependency ratio of more than 50% of the total population. Dependents include: children under 16 years old; elderly people or people with disabilities who are receiving monthly social allowances. |
|
|
2. Medical |
Nutrition |
Household with at least one child under the age of 16 who is malnourished for height-for-age or malnourished for weight-for-age. |
|
Health Insurance |
Households with at least one person age 6 or older who currently do not have health insurance. |
|
|
3. Education |
Adult education level |
Household with at least one person between the ages of 16 and 30 who does not attend training courses or does not have a degree or certificate of education and training compared to the corresponding age [Person from 16 years old to under 18 years old age studying or graduating from lower secondary school; from 18 to 30 years old studying or graduating from high school or elementary/intermediate/vocational college; or people from 16 to 30 years old who are recruited and certified by the enterprise for on-the-job training (the form of learning by working)]. |
|
School attendance status of children |
Households with at least 1 child from 3 years old to under 16 years old who are not enrolled in the correct grade or grade appropriate to their age (children from 3 years old to under 6 years old have access to preschool education, children from 6 years old to under 12 years old have access to primary education and children from 12 years old to under 16 years old have access to lower secondary education). |
|
|
4. Housing |
Housing quality |
Household living in a house/apartment that is not durable (of the three main structures, walls, columns, and roof, at least two are made of unstable materials). |
|
Housing area per capita |
The average housing area per capita of the household is less than 8m 2 . |
|
|
5. Domestic water and sanitation |
Source of living water |
Households do not have access to clean water sources for daily life (including: tap water, drilled wells, protected dug wells, protected crevices/holes and rain water, bottled water). |
|
Hygienic toilet |
Households do not use hygienic latrines/latrines (including: septic/semi-septic, permeable flushing (Suilabh), improved vent pipe (VIP), dug latrine with seat, two compartments). |
|
|
6. Information |
Using telecommunications services |
No member of the household uses internet service. |
|
Means for accessing information |
Households do not have any of the following means of accessing information: - Shared facilities: TV, radio, desktop computer, phone; - Personal vehicles: Laptops, tablets, smartphones. |
Thus, in addition to income, you and your spouse must also ensure the above conditions to be considered as a poor household according to the provisions of law in Vietnam.
Can poor households participate in free health insurance in Vietnam?
In Article 12 of the Law on Health Insurance 2008 as amended by Clause 6, Article 1 of the Law on Health Insurance Amendment 2014 stipulates persons eligible for health insurance as follows:
1. The group whose insurance are paid by the employers and employees, including:
a) Employees on indefinite or at least full three-month contracts; salaried business managers; officials and civil servants (hereinafter referred to as employees).
b) Part-time officers in communes, wards and towns under the regulations of the law.
2. The group of the insured whose insurance is paid by the social insurance organizations, including:
b) Persons receiving monthly retirement pensions and compensation for loss of capacity for work
b) Persons receiving monthly social insurance pensions due to occupational accidents or diseases or diseases needing long-term treatment; beneficiaries at the age of 80 or above;
c) Officers in communes, wards and towns who have left employment and been receiving monthly social insurance benefits.
d) Persons receiving unemployment benefits.
3. The group of the insured whose insurance is paid by the State budget, including:
a) Commissioned officers, professional soldiers, non-commissioned soldiers on active duty; commissioned police officers and non-commissioned police officers; police students, non-commissioned police officers or soldiers on fixed term contracts; ciphers whose salaries are the same as the salaries as the servicemen; cipher students whose benefits are the same as the benefits of students in military or police academies.
c) Officers in communes, wards and towns who have left employment and been receiving monthly pensions funded by the State budget.
c) Persons no longer receiving compensation for loss of capacity for work and being receiving monthly pensions funded by the State budget;
d) Persons performing meritorious services in the wars, war veterans;
dd) Incumbent deputies of the National Assembly or the People’s Councils at all levels;
e) Children under the age of 6;
g) Persons receiving monthly social protection pensions;
h) Poor household members, ethnics living in regions facing socio-economic difficulties, persons living in regions facing extreme socio-economic difficulties; persons living in island communes or districts.
i) Relatives of persons performing meritorious services in the wars such as biology parents, husbands, wives or children of revolutionary martyrs; persons rearing revolutionary martyrs;
k) Relatives of persons performing meritorious services in the wars, except for the insured prescribed at point i this Clause;
k) Relatives of the insured prescribed in point a clause 3 this Article;
m) Persons who have donated body parts under the regulations of the law;
n) Foreigners studying in Vietnam that are granted scholarships funded by the Vietnam State budget.
4. The group of the insured whose insurance are supported by the State budget, including:
a) Members of households living above the poverty line;
b) Students.
5. Group of the household insured including household members except for the ones prescribed in Clauses 1, 2, 3 and 4 this Article.
6. The government shall prescribed the insured different from the ones prescribed in Clauses 3, 4 and 5 this Article; regulate the issuance of the health insurance cards to the insured under the management of the Ministry of National Defense and the Ministry of Public Security and the insured prescribed in point 1 Clause 3 this Article; regulate the medical insurance procedures, scope of benefits, benefit levels , medical examination and treatment covered by health insurance, management and use of the budget used for medical examination and treatment covered by health insurance, health insurance inspection, payment for health insurance of the insured prescribed in point a Clause 3 this Article.
According to this Article, if you and your spouse are eligible for poor household approval, you and your spouse can participate in health insurance paid by the state budget in Vietnam.
Best regards!
