What is the ATM card number under the law in Vietnam? What are the common types of bank cards in Vietnam?
Hello, Lawnet would like to answer as follows
1. What is the ATM card number under the law in Vietnam?
ATM card number (or bank card number) is a series of 16 or 19 numbers displayed on the card surface, in which each group of numbers will indicate different information. Specifically, the ATM card number will have the following structure:
- First 4 digits: Is the code assigned by the State
- The next 2 digits: Is the bank code of the card issuer
- The next 4 digits: Is the CIF code to identify customer information records.
- The remaining digits: Are randomly assigned codes for customers.
Through ATM card numbers, banks can distinguish between ATM cards on the same system to manage customer transactions more clearly and effectively.
2. List of ATM card number prefixes in Vietnam
Below is a list of ATM card numbers in Vietnam issued by the State
|
No |
Name of card issuer |
ATM card number prefix (first 6 numbers) |
|
1 |
Dong A Commercial Joint Stock Bank |
970406 |
|
2 |
National Citizen Commercial Joint Stock Bank |
970419 |
|
3 |
Global Petroleum Bank Ltd |
970408 |
|
4 |
Bac A Commercial Joint Stock Bank |
970409 |
|
5 |
Standard Chartered Bank Limited |
970410 |
|
6 |
Saigon Thuong Tin Commercial Joint Stock Bank |
970403 |
|
7 |
Saigon Joint Stock Commercial Bank for Industry and Trade |
970400 |
|
8 |
Vietnam Public Commercial Joint Stock Bank |
970412 |
|
9 |
Ocean Bank Limited |
970414 |
|
10 |
Vietnam Technological and Commercial Joint Stock Bank |
970407 |
|
11 |
Vietnam Joint Stock Commercial Bank for Industry and Trade |
970415 |
|
12 |
Asia Commercial Joint Stock Bank |
970416 |
|
13 |
Vietnam Bank for Investment and Development |
970418 |
|
14 |
Vietnam Bank for Agriculture and Rural Development |
970405 |
|
15 |
Vietnam Russia Joint Venture Bank |
970421 |
|
16 |
Military Commercial Joint Stock Bank |
970422 |
|
17 |
Tien Phong Commercial Joint Stock Bank |
970423 |
|
18 |
Shinhan Vietnam One Member Limited Liability Bank |
970424 |
|
19 |
An Binh Commercial Joint Stock Bank |
970425 |
|
20 |
Maritime Commercial Joint Stock Bank |
970426 |
|
21 |
Viet A Commercial Joint Stock Bank |
970427 |
|
22 |
Nam A Commercial Joint Stock Bank |
970428 |
|
23 |
Saigon Commercial Joint Stock Bank |
970429 |
|
24 |
Petrolimex Petroleum Commercial Joint Stock Bank |
970430 |
|
25 |
Vietnam Export-Import Commercial Joint Stock Bank |
970431 |
|
26 |
Vietnam Prosperity Joint Stock Commercial Bank |
970432 |
|
27 |
Vietnam Thuong Tin Commercial Joint Stock Bank |
970433 |
|
28 |
Indovina Bank Ltd |
970434 |
|
29 |
Southeast Asia Commercial Joint Stock Bank |
970440 |
|
30 |
Joint Stock Commercial Bank for Foreign Trade of Vietnam |
970436 |
|
31 |
Ho Chi Minh City Development Joint Stock Commercial Bank |
970437 |
|
32 |
Bao Viet Commercial Joint Stock Bank |
970438 |
|
33 |
Public Vietnam Bank Limited |
970439 |
|
34 |
Mirae Asset Finance Company Limited (Vietnam) |
970468 |
|
35 |
Vietnam International Commercial Joint Stock Bank |
970441 |
|
36 |
Hong Leong Bank Vietnam Limited |
970442 |
|
37 |
Saigon – Hanoi Commercial Joint Stock Bank |
970443 |
|
38 |
Orient Commercial Joint Stock Bank |
970448 |
|
39 |
MB SHINSEI Finance Company Limited |
970470 |
|
40 |
Vietnam Cooperative Bank |
970446 |
|
41 |
Kien Long Commercial Joint Stock Bank |
970452 |
|
42 |
Lien Viet Postal Commercial Joint Stock Bank |
970449 |
|
43 |
KEB HANA Bank - City Branch. Ho Chi Minh |
970466 |
|
44 |
Woori Bank Vietnam One Member Limited Liability Bank |
970457 |
|
45 |
Ban Viet Commercial Joint Stock Bank |
970454 |
|
46 |
CIMB Vietnam One Member Limited Liability Bank |
970459 |
|
47 |
Vietnam Construction Bank Ltd |
970444 |
|
48 |
Industrial Bank of Korea - Ho Chi Minh Branch |
970456 |
|
49 |
Kookmin Bank - City Branch. Ho Chi Minh |
970463 |
|
50 |
UOB Vietnam Bank Limited |
970458 |
|
51 |
KEB HANA Bank - Hanoi Branch |
970467 |
|
52 |
Cement Joint Stock Finance Company |
970460 |
|
53 |
Industrial Bank of Korea - Hanoi Branch |
970455 |
|
54 |
Kookmin Bank - Hanoi Branch |
970462 |
|
55 |
Electricity Finance Joint Stock Company |
970469 |
|
56 |
COMMUNITY Finance Company Limited |
970464 |
|
57 |
SINOPAC Bank - City Branch. Ho Chi Minh |
970465 |
In there:
+ 9704 is the code assigned by the State
+ The last 2 numbers are the bank code
3. Common types of bank cards in Vietnam
According to Article 3 of Circular 19/2016/TT-NHNN, below is information about some common types of bank cards used in Vietnam.
(1) Credit card
Credit card means a card that authorizes its holder to conduct card transactions within the credit limit granted under the agreement with the card issuer.
(2) Debit card
Debit card means a card that authorizes its holder to conduct card transactions within the amount of money available and overdraft limit (if any) on the payment deposit account of the cardholder opened at a card issuer.
(3) Prepaid card
Prepaid card means a card that authorize its holder to conduct card transactions within the value limit deposited to the card corresponding to the amount of money already prepaid by its holder to the card issuer.
Prepaid cards include: Personalized prepaid card (identifying the cardholder) and anonymous prepaid card (not identifying the cardholder).
(4) Co-branded card
Co-branded card means a card that bears both brand names of a card issuer and an association organization.
The most popular co-branded cards in Vietnam include Visa cards, MasterCard cards,...
Best regards!
Please Login to be able to download
Zalo support
Online support
(028) 7302 2286
Zalo support
Online support
(028) 7302 2286
-
-
Address: 17 Nguyen Gia Thieu, Vo Thi Sau Ward, District 3, Ho Chi Minh City Phone: (028) 7302 2286 (6 lines) E-mail: info@lawnet.vn
Editorial Director: Mr. Bui Tuong Vu - Tel. (028) 7302 2286
P.702A , Centre Point, 106 Nguyen Van Troi, Ward 8, Phu Nhuan District, HCM City;