Does the State of Vietnam provide financial support for repairs in case people's houses are collapsed or damaged by storms and natural disasters?

1. Does the State of Vietnam provide financial support for repairs in case people's houses are collapsed or damaged by storms and natural disasters?

As stipulated in Clauses 1, 2, 3, Article 15 of Decree 20/2021/ND-CP regarding housing construction and repair support levels:

- Poor households, near-poor households, and families in difficult circumstances with houses that have collapsed, been washed away, or completely burned due to natural disasters, fires, or other force majeure reasons resulting in loss of residence are considered for housing construction cost support with a minimum amount of 40,000,000 VND/household.

- Households that must urgently relocate housing as per the decision of a competent authority due to the risk of landslides, floods, natural disasters, fires, or other force majeure reasons are considered for relocation cost support with a minimum amount of 30,000,000 VND/household.

- Poor households, near-poor households, and families in difficult circumstances with houses severely damaged by natural disasters, fires, or other force majeure reasons, rendering them uninhabitable, are considered for housing repair cost support with a minimum amount of 20,000,000 VND/household.

As such, poor households, near-poor households, and families in difficult circumstances will receive support for housing construction and repair due to severe storms and natural disasters, specifically:

- Houses that are completely collapsed, washed away by storms resulting in loss of residence, are considered for housing construction cost support with a minimum amount of 40 million VND/household.

- Houses severely damaged by storms, rendering them uninhabitable, are considered for housing repair cost support with a minimum amount of 20 million VND/household.

2. What are methods for determining housing damage indicators due to Typhoon No. 3 (Yagi) and natural disasters in Vietnam?

In section 2, Appendix II issued with Joint Circular 43/2015/TTLT-BNNPTNT-BKHDT guiding the determination of housing damage indicators caused by natural disasters:

"Housing refers to buildings used for residential purposes, having adequate conditions for normal living, regardless of ownership, and existing at a specific point in time (beginning or end of the year)."

Houses are categorized as: solid, semi-solid, less solid, and simple houses. Housing damages include:

(1) Houses that are collapsed, destroyed, washed away, buried, or completely damaged (over 70%)

- These are residential houses (including collective and government-allocated houses) damaged due to natural disasters, including complete collapse, destruction, washing away, burial, or damage over 70% due to natural disasters, making them irrecoverable.

- Calculation method: count and tally

- Estimation of damage value: estimate the remaining value of each house using the depreciation method.

The total value of new construction and major repairs is calculated as follows:

+ The unit price of new construction per m² of the house/building is calculated for each type of house at the time of damage. The unit price of new construction is determined based on the unit price of each locality.

+ Major repairs refer to work that aims to renovate, restore, increase usable area, and prolong the usage period of the house. Major repairs typically alter the load-bearing structure of the house.

+ Usable years refer to the number of years that ensure safe usage as per the design documents or the number of years that ensure safe usage based on the classification of the house/building.

+ Number of years used is the number of years from when the house/building was completed and put into use until being affected by the natural disaster.

(2) Houses that are collapsed, destroyed, buried, washed away partially; rooftops blown off, tilted, severely damaged (50-70%)

- These are residential houses (including collective and government-allocated houses) directly damaged by natural disasters that can be repaired or partially renovated for living.

- Calculation method: count and tally

- Estimation of damage value:

Damage value = Remaining value of the house x % level of damage

(3) Houses that are collapsed, destroyed, washed away partially, rooftops blown off, tilted, heavily damaged (30-50%)

- These are residential houses (including collective and government-allocated houses) directly damaged by natural disasters that can be repaired, restored, or renovated for living.

- Calculation method: count and tally

- Estimation of damage value:

Damage value = Remaining value of the house x % level of damage

(4) Houses with rooftops blown off, tilted, partially damaged (under 30%)

- These are residential houses (including collective and government-allocated houses) that are tilted, with rooftops blown off, or partially damaged and only need partial repairs for living.

- Calculation method: count and tally

- Estimation of damage value:

Damage value = Remaining value of the house x % level of damage

(5) Houses submerged in water

- These are residential houses with floors, foundations submerged from 0.2m or more in the regularly used living area.

- In the tally, it is necessary to classify the different levels of submersion: from (0.2-1)m; (1-3)m and >3m

- Calculation method: count and tally

- Estimation of damage value:

Damage value: Remaining value of the house x % level of damage due to submersion

(6) Houses buried in earth, rocks

- These are residential houses buried partially or entirely by earth, rocks on the floor, and foundation.

- Calculation method: count and tally

- Estimation of damage value:

Damage value: Remaining value of the house x % level of damage due to earth, rock burial

(7) Houses requiring urgent relocation

- These are residential houses located in areas affected by natural disasters where residents must urgently relocate to avoid potential damage from the disaster.

- Calculation method: count and tally

(8) Other housing damages

- Other housing damages refer to all assets of families such as tables, chairs, beds, wardrobes, washing machines, computers, TVs, phones, etc., that are washed away or damaged (repairable or irrepairable) due to natural disasters. Assets (within households) such as food, pesticides, fertilizers, etc., are not counted under other damages but rather in respective categories already listed in the charts.

- Calculation method: count and detail tally in the detailed appendix (if any)

- Estimation of damage value: the replacement value of the asset at the time of damage.

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