What is the validity period of the student health insurance card in Vietnam?

What is the validity period of the student health insurance card in Vietnam?

According to Article 4 of Decree No. 146/2018/ND-CP (amended and supplemented by point a and point c, clause 2, Article 1 of Decree No. 75/2023/ND-CP), the group receiving state budget support for health insurance contributions is regulated as follows:

Group receiving state budget support for health insurance contributions

1. Persons from households near the poverty line according to the near-poor household standard for the period 2022-2025 stipulated in Decree No. 07/2021/ND-CP and other legal documents amended, supplemented, or replaced by the competent agencies for each period.

2. Persons from multi-dimensional poor households not specified at point a, clause 9, Article 3 of this Decree.

3. Students.

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According to clause 7, Article 13 of Decree No. 146/2018/ND-CP, the duration of health insurance cards is specified as follows:

Duration of health insurance card usage

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7. For the subjects specified in clause 3, Article 4 of this Decree:

a) Health insurance cards are issued annually for students of general education institutions, in which:

- For 1st grade students: The usage period starts from October 1 of the first year of primary school;

- For 12th grade students: The card is valid until September 30 of that year.

b) Health insurance cards are issued annually for students of higher education institutions, vocational education institutions, in which:

- For first-year students of the course: The card is valid from the date of enrollment, except for the case where the 12th-grade student's card is still valid;

- For last-year students of the course: The card is valid until the last day of the month in which the course ends.

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Thus, student health insurance cards are valid during the school year and are issued annually, in which:

- For 1st grade students: The usage period starts from October 1 of the first year of primary school;

- For 12th grade students: The card is valid until September 30 of that year.

What is the validity period of the student health insurance card in Vietnam? (Image from the Internet)

What are methods for contributions to student health insurance in Vietnam?

According to clause 5, Article 9 of Decree No. 146/2018/ND-CP, the method of contributing to student health insurance is regulated as follows:

- Periodically every 3 months, 6 months, or 12 months, students or their parents or guardians are responsible for contributing the portion of the health insurance premium they are responsible for, as stipulated in clause 2, Article 10 of Decree No. 146/2018/ND-CP to the social insurance agency;

- The state budget supports as follows:

+ Students studying at educational or vocational education institutions under ministries, central agencies receive support from the central budget.

Periodically every 3 months, 6 months, or 12 months, the provincial social insurance compiles the number of issued health insurance cards, the amount collected from students, and the amount of state budget support according to Form No. 1, Appendix issued with Decree No. 146/2018/ND-CP, sends it to Vietnam Social Security for compilation, then sends it to the Ministry of Finance to transfer funds into the health insurance fund as stipulated in clause 9, Article 9 of Decree No. 146/2018/ND-CP.

+ Students studying at other educational or vocational education institutions receive support from the local budget, including the central budget support (if any), where the institution is headquartered, regardless of the student's permanent residence.

Periodically every 3 months, 6 months, or 12 months, the social insurance agency compiles the number of issued health insurance cards, the amount collected from students, and the amount of state budget support according to Form No. 1, Appendix issued with Decree No. 146/2018/ND-CP, sends it to the financial agency to transfer funds into the health insurance fund as stipulated in clause 9, Article 9 of Decree No. 146/2018/ND-CP.

What is the state support for student health insurance in Vietnam?

According to clause 1, Article 8 of Decree No. 146/2018/ND-CP (amended by Point a, clause 3, Article 1 of Decree No. 75/2023/ND-CP):

State Budget Support Rates

1. From the effective date of this Decree, the state budget support rates for certain subjects are as follows:

a) Support 100% of health insurance premiums for persons from near-poor households residing in poor districts according to the decision of the Prime Minister of the Government of Vietnam and other legal documents by competent agencies.

b) Support at least 70% of health insurance premiums for subjects stipulated in clauses 1, 2, and 5, Article 4 of this Decree;

c) Support at least 30% of health insurance premiums for subjects stipulated in clauses 3 and 4, Article 4 of this Decree.

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Thus, the state supports a minimum of 30% of student health insurance premiums.