What is the health insurance premiums for grade 1 students in Vietnam?

What is the health insurance premiums for grade 1 students in Vietnam?

Based on Clause 3, Article 4 of Decree 146/2018/ND-CP stipulating the group supported by the state budget for insurance premiums:

Group supported by the state budget for insurance premiums

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3. Students, pupils

Based on Clause 1, Article 7 of Decree 146/2018/ND-CP stipulating the insurance premiums and responsibilities as follows:

Insurance premiums and responsibilities

1. Monthly health insurance premiums for the subjects are stipulated as follows:

a) Equal to 4.5% of the monthly salary of the laborer for the subjects prescribed in Clause 1, Article 1 of this Decree.

- Laborers during their sick leave period of 14 days or more in the month according to the law on social insurance are not required to pay health insurance but are still entitled to health insurance benefits;

- Laborers during their temporary detention, custody, or temporary suspension for investigation, review, and conclusion of whether or not there is a violation of the law, the monthly premium is 4.5% of 50% of the laborer's monthly salary. If the competent authority concludes that there is no violation of the law, the laborer must pay the health insurance on the salary amount recaptured;

b) Equal to 4.5% of the retirement salary, loss-of-labor subsidies for the subjects prescribed in Clause 1, Article 2 of this Decree;

c) Equal to 4.5% of the laborer's monthly salary before maternity leave for the subjects prescribed in Clause 5, Article 2 of this Decree;

d) Equal to 4.5% of the unemployment subsidy for the subjects prescribed in Clause 6, Article 2 of this Decree;

đ) Equal to 4.5% of the statutory pay rate for other subjects;

e) The health insurance premium for the subjects prescribed in Article 5 of this Decree is as follows: The first person contributes 4.5% of the statutory pay rate; the second, third, fourth persons contribute 70%, 60%, and 50% respectively of the first person's premium; from the fifth person onwards, the premium is 40% of the first person's premium.

The reduction in health insurance premiums as prescribed in this point is implemented when the household members participate together in the financial year.

Based on point c, Clause 1, Article 8 of Decree 146/2018/ND-CP stipulating the support level from the state budget as follows:

Support level from the state budget

1. From the effective date of this Decree, the support level from the state budget for some subjects is as follows:

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c) Support at least 30% of the health insurance premium for the subjects prescribed in Clauses 3 and 4, Article 4 of this Decree.

Based on Clause 2, Article 3 of Decree 73/2024/ND-CP stipulating the statutory pay rate as follows:

Statutory pay rate

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2. From July 01, 2024, the statutory pay rate is 2,340,000 VND/month.

Thus, the monthly health insurance premium for grade 1 students is 4.5% of the statutory pay rate. Currently, the statutory pay rate is 2,340,000 VND/month.

Therefore, the health insurance premium for grade 1 students is as follows:

The health insurance amount to be paid = 4.5% x 2,340,000 VND x 12 months = 1,263,600 VND/year.

In detail:

- The amount supported by the State budget for health insurance is: 379,080 VND/year.

- The actual amount grade 1 students have to pay for health insurance is: 884,520 VND/year.

What is the health insurance premiums for grade 1 students in Vietnam? (Internet image)

What are cases of revocation of health insurance card of grade 1 students in Vietnam?

Based on Article 20 of the Health Insurance Law 2008 supplemented by Clause 13, Article 1 of the Revised Health Insurance Law 2014 stipulating the revocation and temporary holding of health insurance cards in Vietnam:

Revocation, temporary holding of health insurance cards

1. The health insurance card is revoked in the following cases:

a) Fraudulent activities in the issuance of health insurance cards;

b) The person named on the health insurance card no longer participates in health insurance.

c) Issuing duplicate health insurance cards.

2. The health insurance card is temporarily held in the case the individual uses another person's health insurance card for medical treatment. The person whose health insurance card is temporarily held is responsible for reclaiming the card and paying a fine according to the law.

Thus, the health insurance card of grade 1 students is revoked in the following cases:

- Fraudulent activities in the issuance of health insurance cards;

- The person named on the health insurance card no longer participates in health insurance.

- Issuing duplicate health insurance cards.

What are cases of replacement of health insurance card of grade 1 students in Vietnam?

Based on Clause 1, Article 29 of the Health Insurance Law 2008, grade 1 students must replace their health insurance cards in the following cases:

- Torn, damaged, or defective card;

- Changing the initial place of medical examination and treatment;

- Incorrect information recorded on the card.