What is the social insurance premium paid by teachers in Vietnam in 2025?
What is the social insurance premium paid by teachers in Vietnam in 2025?
According to the provisions at Point 1.3 Clause 1 Article 4 of the Procedure attached to Decision 595/QD-BHXH of 2017, the specific social insurance participants are as follows:
Participants according to the provisions in Article 2 of the Social Insurance Law and guiding documents for implementation. To be specific:
1. Employees who are Vietnamese citizens required to pay compulsory social insurance premiums, including:
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1.3. Officials and public employees according to the legal provisions regarding officials and public employees;
Under Point 1.1 Clause 1 Article 5 of Decision 595/QD-BHXH of 2017 regarding the premium and responsibility for social insurance premium payment as follows:
Premium and responsibility for contributions according to the provisions in Articles 85 and 86 of the Social Insurance Law and guiding documents for implementation. Specifically:
1. Premium and payment responsibility for employees
1.1. Employees specified at Points 1.1, 1.2, 1.3, 1.4, 1.5, and Item b Point 1.7 Clause 1 Article 4 contribute 8% of the monthly salary to the retirement and survivorship fund each month.
1.2. Employees specified at Point 1.6 Clause 1 Article 4 contribute 8% of the statutory pay rate to the retirement and survivorship fund each month.
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The social insurance premium paid by teachers in 2025 is 8% of the monthly salary.
See also: What is the guidance on quickly and accurately looking up social insurance numbers?
What is the social insurance premium paid by teachers in Vietnam in 2025? (Image from the Internet)
What are the components of the monthly salary as the basis for compulsory social insurance premium payment in Vietnam?
According to Clause 2 Article 17 of Decree 115/2015/ND-CP provisions as follows:
Monthly salary as the basis for compulsory social insurance premium payment
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2. From January 1, 2016 to December 31, 2017, the monthly salary as the basis for social insurance premium payment will be the salary plus salary-based benefit mentioned in the employment contract as prescribed in the labor law.
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Monthly salary as the basis for compulsory social insurance premium payment have been specifically prescribed in Clause 1 Article 30 of Circular 59/2015/TT-BLĐTBXH, Point c Clause 5 Article 3 of Circular 10/2020/TT-BLĐTBXH.
Thus, the monthly salary as the basis for social insurance premium payment includes:
- Salary based on job or title;
- Leader allowances;
- Responsibility allowances;
- Heavy, harmful, dangerous allowances;
- Seniority allowances;
- Region-based allowances;
- Mobility allowances;
- Attraction allowances;
- Other similar allowances;
- Other additional amounts as agreed upon by both parties.
What are the social insurance benefits for teachers in Vietnam?
Article 4 of the Social Insurance Law 2014 stipulates:
Social insurance benefits
1. Compulsory social insurance covers the following benefits:
a/ Sickness;
b/ Maternity;
c/ Occupational accident and occupational disease;
d/ Retirement;
dd/ Survivorship allowance.
2. Voluntary social insurance covers the following benefits:
a/ Retirement;
b/ Survivorship allowance.
3. The supplementary retirement scheme shall be stipulated by the Government.
Thus, social insurance benefits for teachers in Vietnam include:
(1) Sickness benefits:
According to Article 24 of the Social Insurance Law 2014, if an employee participating in compulsory social insurance has to take leave due to illness, accident (which is not an occupational accident), or treatment for injuries, diseases recurrence due to occupational accidents, occupational diseases; or to take care of a sick child under the age of 7 and has a certificate from a medical facility, they will be entitled to the sickness benefits.
(2) Maternity benefits:
Female employees who give birth, surrogate mothers, biological mothers using surrogacy, and female employees adopting children under 6 months old will be entitled to maternity benefits if they have paid compulsory social insurance for at least 6 months within 12 months before childbirth or adoption. Male employees participating in social insurance when their wives give birth will also be entitled to the maternity benefits as prescribed in Point e Clause 1 Article 31 of the Social Insurance Law 2014.
(3) Occupational accident and disease benefits:
In case an employee suffers an occupational accident leading to injury or death, or contracts an occupational disease due to harmful working conditions, depending on the specific case, the employee will be entitled to the occupational accident or occupational disease benefits if meeting the conditions prescribed in Article 3 of Circular 28/2021/TT-BLĐTBXH.
(4) Retirement benefits:
When an employee is eligible to retire, i.e., satisfies the age and the required period of social insurance premium payment, the employee will receive pension benefits after terminating the employment contract as stipulated in Article 5 of Decree 134/2015/ND-CP.
(5) Survivorship allowances:
In the case of an employee who is participating in social insurance, is receiving a pension, or is receiving a monthly social insurance allowance, if they die, their relatives who meet the conditions prescribed by law will be entitled to the survivorship allowances as stipulated in Article 7 of Circular 01/2016/TT-BLĐTBXH.
